Invest with confidence and finance real estate

Trusted for certainty, flexibility and speed, securely backed by real estate.

4.7 / 5 based on 101 reviews

Why choose Pearl Capital?

Investors value our fixed net return of six percent per year, fully secured by a first right of mortgage and a low loan-to-value ratio. With us, you invest with peace of mind and certainty.

Developers and real estate professionals choose to work with us because we provide clarity within 24 hours. Your real estate financing, at a competitive interest rate, can be completed within as little as five days.

At Pearl Capital, we work transparently and personally, always grounded in security. Hundreds of investors and real estate entrepreneurs have chosen us before you, valuing our clear communication and short lines of contact.

Commercial mortgage fund

I want to invest

Let your capital generate secure returns with our commercial mortgage fund. You receive a fixed net return of six percent per year, paid quarterly and fully secured by a first right of mortgage.

Commercial real estate financing

I want to finance

Bridge the gap to your next step. Receive a binding real estate financing proposal within 24 hours. Completion is possible within as little as five days. Avoid unnecessary delays thanks to our ability to act swiftly.

Investing in our commercial mortgage fund

You invest with certainty, as all our projects are secured by a first right of mortgage and a low loan-to-value ratio. Your return is fixed and net, and is paid out to you quarterly.

Invest securely without the stress of property management, without additional costs, and properly recorded by a notary. With a term of just 24 months, you remain flexible and enjoy complete peace of mind.

Interest return of 6% per year

101 reviews

What our investors say

Pearl Capital has an average rating of 4.7 out of 5.

Our investors value the peace of mind, security, personal approach and transparency we provide. Their capital generates passive income, without hassle or hidden costs.

    
 
 
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   Bas Voorwald 
 18 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I have made two investments so far, and everything has been arranged to my complete satisfaction. A good return with a short term, and an excellent company to do business with.

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   Roel Roos 
 20 days ago
 
 
 Trustindex verifies that the original source of the review is Google. A wonderful feeling knowing your money is safe and that a fixed interest rate is paid out every quarter. Plus, good information provision!

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   Margriet Wolfs 
 20 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Friendly, clear, and helpful where needed, I am very satisfied.

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   Serge Van den Berge 
 20 days ago
 
 
 Trustindex verifies that the original source of the review is Google. The collaboration with Pearl Capital went extremely well and correctly, with correct payouts as promised right up to the last moment. Definitely worth repeating in the future. We will certainly continue to follow them. Thank you for the pleasant cooperation.

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   Marcel Van de Kraak 
 20 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Very trusted and knowledgeable

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   jan troost 
 20 days ago
 
 
 Trustindex verifies that the original source of the review is Google. A clear explanation, reliable, and a great result!!!

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   Mari Vos 
 21 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Made the first investment in March 2026. Everything went smoothly. Given the positive experience, made the second investment last month. Everything went perfectly here as well. Interest payments were received correctly and on time. A great company to do business with!!

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   Hans van Kranenburg 
 60 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Very knowledgeable and professional; the nice thing is that my investment has been notarized and gives me a sense of security.

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   Ferry Katerberg 
 84 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Good experience. Everything as agreed!!

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   S Lourens 
 105 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Participant in the mortgage fund since 2024, pleasant contact, first mortgage lien, and a nice return with a short term: TOP

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   Peet Romijn 
 107 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Particularly pleasant personal contact, reliable and attentive

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   ton leuver 
 109 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Clear explanation. A deal is a deal; pleasant doing business.

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   Marcel Orie 
 109 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Friendly, knowledgeable, and reliable

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   Mia Vernooij 
 109 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Clear and reliable!

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   Loek Smit 
 109 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 5 stars say it all. Right?

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Borrow capital on flexible terms

For commercial real estate, we offer fast and flexible bridging finance. You benefit from competitive interest rates and receive a binding proposal within 24 hours. We act immediately and can complete the transaction at the notary within 5 days of signing, allowing you to take the next step with confidence.

An offer within 24 hours

Our financed projects

Curious which real estate projects have been financed through our commercial mortgage fund? Explore a selection of projects we are proud of.

Refinancing property in Rotterdam

With Pearl Capital, we refinanced a property with a favorable loan-to-value for a real estate entrepreneur. The entrepreneur wanted to..

Purchase & conversion to 15 apartments in Spijkenisse

We financed the purchase and conversion of a property in Spijkenisse for an experienced real estate entrepreneur. The property is..

Development of new nursery building

Recently at Pearl Capital, we financed the purchase of a lot as well as the realization of a new daycare..

Purchasing apartments in Rotterdam

For real estate entrepreneurs, we financed the purchase of several apartments. The transaction needed to be completed quickly, but banking..

Refinancing of real estate property for new purchase

For a real estate entrepreneur, we realized the refinancing of an existing property. This immediately freed up liquidity to quickly..

Purchase and conversion to 5 houses in Rotterdam

With Pearl Capital, we financed the purchase and renovation of a property for a real estate entrepreneur, with a conservative..

Max van Oostenrijk is happy to explain it to you

As the main point of contact for our investors, I am happy to assist you with any questions about our commercial mortgage fund. I speak daily with people who seek certainty, peace of mind and clarity in their investments.

I believe it is important that you know exactly which securities you receive and how we pay out your fixed return. Only when each next step feels comfortable can you be confident that your capital is working safely for you.

I am happy to take the time to discuss your situation and think along with you. This allows you to confidently determine whether investing with Pearl Capital is the right fit for you.