Invest securely in our commercial mortgage fund

Security and peace of mind with a fixed net return of 6%.

4.7 / 5 based on 101 reviews

Invest with Pearl Capital

You want your capital to generate returns, without risks you cannot oversee. You are looking for an investment that provides peace of mind, is built on trust, and offers demonstrable security.

With our commercial mortgage fund, you receive a fixed net return of six percent per year, paid out quarterly. Your investment starts generating returns immediately from the moment of completion and is always protected by a first right of mortgage.

You don’t need to do anything yourself. No management, no hassle, no hidden costs. This is your secure investment that generates passive income.

Our commercial mortgage fund explained simply

You provide a loan to Pearl Capital’s commercial mortgage fund. From this fund, we use the capital you lend to finance the acquisition, development or renovation of real estate projects. The interest paid to us by these projects is used to pay out your return.

Why do investors choose Pearl Capital?

Investors seek certainty, and that is exactly where we excel. Every investment is notarised and fully secured by a first right of mortgage, always with a low loan-to-value ratio. This allows you to invest safely with a fixed return.


Our twenty-four-month term is the shortest in the market and offers a high degree of flexibility. In addition, you are never on your own. Our advisors support you personally, answer all your questions, and ensure you know exactly where you stand. This way, you build passive income from your capital safely and with confidence.

Interest return of 6% per year
101 reviews

What our
investors say

Pearl Capital has an average rating of 4.7 out of 5.
Google Reviews
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Bas Voorwald profile picture
Bas Voorwald
14 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I have made two investments so far, and everything has been arranged to my complete satisfaction. A good return with a short term, and an excellent company to do business with.

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Roel Roos profile picture
Roel Roos
16 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
A wonderful feeling knowing your money is safe and that a fixed interest rate is paid out every quarter. Plus, good information provision!

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Margriet Wolfs profile picture
Margriet Wolfs
16 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Friendly, clear, and helpful where needed, I am very satisfied.

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Serge Van den Berge profile picture
Serge Van den Berge
16 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The collaboration with Pearl Capital went extremely well and correctly, with correct payouts as promised right up to the last moment. Definitely worth repeating in the future. We will certainly continue to follow them. Thank you for the pleasant cooperation.

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Marcel Van de Kraak profile picture
Marcel Van de Kraak
16 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very trusted and knowledgeable

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jan troost profile picture
jan troost
16 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
A clear explanation, reliable, and a great result!!!

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Mari Vos profile picture
Mari Vos
17 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Made the first investment in March 2026. Everything went smoothly. Given the positive experience, made the second investment last month. Everything went perfectly here as well. Interest payments were received correctly and on time. A great company to do business with!!

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Hans van Kranenburg profile picture
Hans van Kranenburg
56 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very knowledgeable and professional; the nice thing is that my investment has been notarized and gives me a sense of security.

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Ferry Katerberg profile picture
Ferry Katerberg
80 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Good experience. Everything as agreed!!

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S Lourens profile picture
S Lourens
101 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Participant in the mortgage fund since 2024, pleasant contact, first mortgage lien, and a nice return with a short term: TOP

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Peet Romijn profile picture
Peet Romijn
103 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Particularly pleasant personal contact, reliable and attentive

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ton leuver profile picture
ton leuver
105 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Clear explanation. A deal is a deal; pleasant doing business.

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Marcel Orie profile picture
Marcel Orie
105 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Friendly, knowledgeable, and reliable

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Mia Vernooij profile picture
Mia Vernooij
105 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Clear and reliable!

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Loek Smit profile picture
Loek Smit
106 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
5 stars say it all. Right?

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The investment process explained step by step

Investing with Pearl Capital is simple and transparent. Below, you can see how it works step by step, from the first contact to completion at the notary. Each step is clear, and you are personally guided throughout. This way, you always know exactly where you stand.

1. Contact request

Neem contact met ons op via het formulier of ons telefoonnummer: 020 ‑ 308 61 80

2. Personal contact

Within 48 hours, you can expect a personal conversation. This meeting can take place at our office in Amsterdam or via an online meeting, depending on your preference.

3. Agreement

We will prepare the agreement for you. You can trust us to carefully handle all details, ensuring the agreement meets your needs and that your investment is secure and profitable.

4. Notary appointment

Once the agreement is signed, it is sent to the notary, where the final deed is executed and the investment officially begins.

Building investment
Real estate as collateral

Our financed projects

Curious which real estate projects have been financed through our commercial mortgage fund? Explore a selection of projects we are proud of.

Frequently asked questions

This is the most important security for investors. If a borrower fails to meet their obligations, we exercise the first right of mortgage. In the event of a sale or foreclosure, you as an investor always have first claim to repayment from the proceeds, even before parties such as the tax authorities.
No. Unlike many other providers, we do not charge entry, management, or exit fees. The return we communicate—6% per year—is exactly what you receive in your account.
The minimum term of your investment is 24 months. To date, almost all of our investors have chosen to renew.

At Pearl Capital, your investment security comes first. When you choose to invest, you can rely on:

  • A fixed return of 6% per year
  • Paid out quarterly
  • Always secured by a first right of mortgage
  • Low loan-to-value ratio
  • Real estate as collateral
  • Short term starting from 24 months
  • Recorded in a notarial deed


We would be happy to invite you for an introductory meeting to discuss these securities with you.

Max van Oostenrijk is happy to explain it to you

As the main point of contact for our investors, I am happy to assist you with any questions about our commercial mortgage fund. I speak daily with people who seek certainty, peace of mind and clarity in their investments.


I believe it is important that you know exactly which securities you receive and how we pay out your fixed return. Only when each next step feels comfortable can you be confident that your capital is working safely for you.


I am happy to take the time to discuss your situation and think along with you. This allows you to confidently determine whether investing with Pearl Capital is the right fit for you.

Max van Oostenrijk
101 reviews
101 reviews