Invest securely in our commercial mortgage fund
Security, peace of mind and a fixed net return. Invest safely with confidence.





- Online investment webinar
- Term of 24 months
- Low loan-to-value ratio
- Real estate as collateral
- First right of mortgage
- Invest from €100,000
- Term of 24 months
- Low loan-to-value ratio
- Real estate as collateral
- First right of mortgage
- Invest from €100,000
Invest with Pearl Capital
You want your capital to generate returns, without risks you cannot oversee. You are looking for an investment that provides peace of mind, is built on trust, and offers demonstrable security.
With our commercial mortgage fund, you receive a fixed net return of six percent per year, paid out quarterly. Your investment starts generating returns immediately from the moment of completion and is always protected by a first right of mortgage.
You don’t need to do anything yourself. No management, no hassle, no hidden costs. This is your secure investment that generates passive income.
Our commercial mortgage fund explained simply
You provide a loan to Pearl Capital’s commercial mortgage fund. From this fund, we use the capital you lend to finance the acquisition, development or renovation of real estate projects. The interest paid to us by these projects is used to pay out your return.
Why do investors choose Pearl Capital?
Investors seek certainty, and that is exactly where we excel. Every investment is notarised and fully secured by a first right of mortgage, always with a low loan-to-value ratio. This allows you to invest safely with a fixed return.
Our twenty-four-month term is the shortest in the market and offers a high degree of flexibility. In addition, you are never on your own. Our advisors support you personally, answer all your questions, and ensure you know exactly where you stand. This way, you build passive income from your capital safely and with confidence.


What our
investors say

Geplaatst op Google Elke Van RielTrustindex verifieert dat de oorspronkelijke bron van de recensie Google is. Zeer tevreden over mijn ervaring met Pearl Capital. Professionele en vriendelijke dienstverlening, duidelijke communicatie en een prettige samenwerking van begin tot eind. Vragen werden snel beantwoord en alles werd efficiënt afgehandeld. Zeker een partij die ik zou aanbevelen aan anderen die op zoek zijn naar betrouwbare financiële ondersteuning.Geplaatst op Google jack van gemertTrustindex verifieert dat de oorspronkelijke bron van de recensie Google is. Duidelijke informatie, snelle afwikkeling, zeer tevreden tot nu 👍Geplaatst op Google nico VernooijTrustindex verifieert dat de oorspronkelijke bron van de recensie Google is. In januari contact gehad met Eduard Bosch van Pearl Capital. In een teams meeting kon hij alle vragen die we hadden duidelijk beantwoorden. Hierna zijn we overgegaan tot samenwerking. Alles tot in de puntjes geregeld. Alles via notaris super fijn geregeld. En aan het eind van eerste kwartaal netjes rente overgeboekt. Wat ons betreft zullen we hier zeker mee verder gaan mochten we weer wat weg willen zetten.Geplaatst op Google Roel van KleefTrustindex verifieert dat de oorspronkelijke bron van de recensie Google is. Tot nu toe zeer tevreden met Pearl Capital. Korte lijnen, duidelijke en heldere communicatie en rente wordt keurig op tijd betaald...Geplaatst op Google hans kemperTrustindex verifieert dat de oorspronkelijke bron van de recensie Google is. prettig bedrijf, mijn investering was eenvoudig en snel geregeld en de gemaakte afspraken worden punctueel nagekomen.Geplaatst op Google Jan HooftTrustindex verifieert dat de oorspronkelijke bron van de recensie Google is. Heel prettig zaken doen. Geen commissie en binnen een week rendeert het ingelegde kapitaal al. Korte looptijd (1,5 jaar) vind ik persoonlijk heel prettig. Dus niet 5 jaar vast zitten aan een deposito, of andere soortgelijke investering. Er kan veel veranderen in een jaar. Minpuntje vind ik alleen dat de uitbetaling van de rente eens per kwartaal is, in plaats van per maand. Elders kan je wel iets hogere rentes krijgen, maar het verdienmodel en onderliggende waarde bij Pearl Capital geeft veel vertrouwen.Geplaatst op Google Barbara AlcaldeTrustindex verifieert dat de oorspronkelijke bron van de recensie Google is. Pearl Capital is a trusted and reliable investment patner. Recomended for those that like true passive income!
The investment process explained step by step
Investing with Pearl Capital is simple and transparent. Below, you can see how it works step by step, from the first contact to completion at the notary. Each step is clear, and you are personally guided throughout. This way, you always know exactly where you stand.
1. Contact request
2. Personal contact
Within 48 hours, you can expect a personal conversation. This meeting can take place at our office in Amsterdam or via an online meeting, depending on your preference.
3. Agreement
We will prepare the agreement for you. You can trust us to carefully handle all details, ensuring the agreement meets your needs and that your investment is secure and profitable.
4. Notary appointment
Once the agreement is signed, it is sent to the notary, where the final deed is executed and the investment officially begins.

Our financed projects
With Pearl Capital, we refinanced a property with a favorable loan-to-value for a real estate entrepreneur. The entrepreneur wanted to..
We financed the purchase and conversion of a property in Spijkenisse for an experienced real estate entrepreneur. The property is..
Recently at Pearl Capital, we financed the purchase of a lot as well as the realization of a new daycare..
For real estate entrepreneurs, we financed the purchase of several apartments. The transaction needed to be completed quickly, but banking..
For a real estate entrepreneur, we realized the refinancing of an existing property. This immediately freed up liquidity to quickly..
With Pearl Capital, we financed the purchase and renovation of a property for a real estate entrepreneur, with a conservative..
Frequently asked questions
What is the first right of mortgage?
Are there any fees associated with investing at Pearl Capital?
What is the minimum term of my investment?
What securities do I have as an investor with Pearl Capital?
At Pearl Capital, your investment security comes first. When you choose to invest, you can rely on:
- A fixed return of 6% per year
- Paid out quarterly
- Always secured by a first right of mortgage
- Low loan-to-value ratio
- Real estate as collateral
- Short term starting from 24 months
- Recorded in a notarial deed
We would be happy to invite you for an introductory meeting to discuss these securities with you.
Max van Oostenrijk is happy to explain it to you
As the main point of contact for our investors, I am happy to assist you with any questions about our commercial mortgage fund. I speak daily with people who seek certainty, peace of mind and clarity in their investments.
I believe it is important that you know exactly which securities you receive and how we pay out your fixed return. Only when each next step feels comfortable can you be confident that your capital is working safely for you.
I am happy to take the time to discuss your situation and think along with you. This allows you to confidently determine whether investing with Pearl Capital is the right fit for you.

