Invest securely in our commercial mortgage fund
Security, peace of mind and a fixed net return. Invest safely with confidence.
4.7 / 5 based on 57 reviews
- Online investment webinar
- Term of 24 months
- Low loan-to-value ratio
- Real estate as collateral
- First right of mortgage
- Invest from €100,000
- Term of 24 months
- Low loan-to-value ratio
- Real estate as collateral
- First right of mortgage
- Invest from €100,000
Invest with Pearl Capital
You want your capital to generate returns, without risks you cannot oversee. You are looking for an investment that provides peace of mind, is built on trust, and offers demonstrable security.
With our commercial mortgage fund, you receive a fixed net return of six percent per year, paid out quarterly. Your investment starts generating returns immediately from the moment of completion and is always protected by a first right of mortgage.
You don’t need to do anything yourself. No management, no hassle, no hidden costs. This is your secure investment that generates passive income.
Our commercial mortgage fund explained simply
You provide a loan to Pearl Capital’s commercial mortgage fund. From this fund, we use the capital you lend to finance the acquisition, development or renovation of real estate projects. The interest paid to us by these projects is used to pay out your return.
Why do investors choose Pearl Capital?
Investors seek certainty, and that is exactly where we excel. Every investment is notarised and fully secured by a first right of mortgage, always with a low loan-to-value ratio. This allows you to invest safely with a fixed return.
Our twenty-four-month term is the shortest in the market and offers a high degree of flexibility. In addition, you are never on your own. Our advisors support you personally, answer all your questions, and ensure you know exactly where you stand. This way, you build passive income from your capital safely and with confidence.
What our
investors say
What you see is what you get; geen verrassingen
Koen Klooster
- Date:
Prima investering. Elke 3 maanden wordt keurig op tijd onze rente gestort. Bij vragen altijd snel een antwoord.
Jolanda Deckers
- Date:
Very fast in communication and payment on time!
Marcel Hertig
- Date:
Uitstekende ervaring met Pearl Capital. Zowel bij de afhandeling van het contract alsook bij de rentebetalingen.
Koos Guis
- Date:
Vanaf het eerste contact tot het tekenen bij de notaris was het 1 gestroomlijnde machine. Petje af hoe Pearl Capital dit doet. Kunnen veel bedrijven iets van leren.
René Breukelman
- Date:
Mijn ervaring met Pearl Capital is positief. De communicatie is uitstekend; het team biedt heldere en open uitleg over de dienstverlening. Ik waardeer de goede bereikbaarheid en de mogelijkheid om alle transacties en voortgang eenvoudig in mijn online account te volgen. Zeer aan te bevelen
Jolanda Jansen
- Date:
Tot op heden loopt alles geheel naar wens. Afspraken worden netjes en snel nagekomen.
Pieter van Loon
- Date:
Sinds juli ‘25 deelnemer. Het vanaf 1e contact t/m contractering, inclusief alle antwoorden op alle vragen is zeer tevredenstellend geweest. Niets is afgeraffeld of heeft de indruk gewerkt dat je het zoveelste nummer was. Inmiddels de 1e uitkering gekregen, zelfs binnen gestelde tijd. Begin januari ‘26 moet de uitkering volgen over het 2e kwartaal van […]
Rob S
- Date:
Het vertrouwen in dit bedrijf zit wat mij betreft zowel in het concept van de dienst (of product) als in de mensen, die eraan verbonden zijn. Het is persoonlijk, geen bla bla. Ze praten graag over de goede dingen maar gaan de minder goede niet uit de weg. Er is veel aandacht voor de deelnemer, […]
Piet Hein de Wit
- Date:
Prima ervaring met Max Weterman. Rente wordt ieder kwartaal op tijd bijgeschreven.
C D
- Date:
Eerste investering, tot nu toe maakt Pearl verwachtingen waar. Heldere en frequente communicatie. Voelt je als klant gezien.
Rik Delnoye
- Date:
Ik heb geen negatieve ervaringen en ben tevreden zoals het nu gaat
H.J. Drost
- Date:
Gastvrije partij! Kantoor altijd spik en span, duidelijke communicatie.
Bram van Os
- Date:
Pearl is een transparante organisatie, bereikbaar en helder in communicatie. Pearl Capital voldoet aan de verwachtingen en afspraken.
Kevin Boef
- Date:
Een zeer prettige samenwerking met Pearl Capital en dan voornamelijk met Max. Snel schakelen, professioneel en daarnaast ook nog eens een fijne gesprekspartner!
Ivo Lentjes
- Date:
The investment process explained step by step
Investing with Pearl Capital is simple and transparent. Below, you can see how it works step by step, from the first contact to completion at the notary. Each step is clear, and you are personally guided throughout. This way, you always know exactly where you stand.
1. Contact request
2. Personal contact
Within 48 hours, you can expect a personal conversation. This meeting can take place at our office in Amsterdam or via an online meeting, depending on your preference.
3. Agreement
We will prepare the agreement for you. You can trust us to carefully handle all details, ensuring the agreement meets your needs and that your investment is secure and profitable.
4. Notary appointment
Once the agreement is signed, it is sent to the notary, where the final deed is executed and the investment officially begins.
Our financed projects
With Pearl Capital, we refinanced a property with a favorable loan-to-value for a real estate entrepreneur. The entrepreneur wanted to..
We financed the purchase and conversion of a property in Spijkenisse for an experienced real estate entrepreneur. The property is..
Recently at Pearl Capital, we financed the purchase of a lot as well as the realization of a new daycare..
For real estate entrepreneurs, we financed the purchase of several apartments. The transaction needed to be completed quickly, but banking..
For a real estate entrepreneur, we realized the refinancing of an existing property. This immediately freed up liquidity to quickly..
With Pearl Capital, we financed the purchase and renovation of a property for a real estate entrepreneur, with a conservative..
Frequently asked questions
What is the first right of mortgage?
Are there any fees associated with investing at Pearl Capital?
What is the minimum term of my investment?
What securities do I have as an investor with Pearl Capital?
At Pearl Capital, your investment security comes first. When you choose to invest, you can rely on:
- A fixed return of 6% per year
- Paid out quarterly
- Always secured by a first right of mortgage
- Low loan-to-value ratio
- Real estate as collateral
- Short term starting from 24 months
- Recorded in a notarial deed
We would be happy to invite you for an introductory meeting to discuss these securities with you.
Max van Oostenrijk is happy to explain it to you
As the main point of contact for our investors, I am happy to assist you with any questions about our commercial mortgage fund. I speak daily with people who seek certainty, peace of mind and clarity in their investments.
I believe it is important that you know exactly which securities you receive and how we pay out your fixed return. Only when each next step feels comfortable can you be confident that your capital is working safely for you.
I am happy to take the time to discuss your situation and think along with you. This allows you to confidently determine whether investing with Pearl Capital is the right fit for you.
